Software Developer with Payment Module Experience such P2P, ACH, and Debit/Credit Card Transactions -- 2

We are a small start-up seeking a software developer. We are looking for an experience developer to develop a online payment processing tool that is able to do peer-2-peer (P2P), automated clearing house (ACH), and debit/credit card transactions. It should allow someone to login and view there submission history, send/request funds or change their personal information. This tool should consist of the following: LOGIN page - The login the page should allow the user to input their userid and password or reset their password, USER module - This module should allow the user save/update personal information (password, Name, Address, City, State), save/update credit and debit card information, and save/update bank account information. TRANSACTION module - This module should allow the user to send money to someone based on the user selection. The user should selection should be debit/credit card or bank account. This would dictate the amount of time (transaction hold) it takes for someone to receive the funds. (i.e, ACH) This selection should as trigger an additional cost to be added to total funds transferred., ADMINISTRATOR module - This module should allow the site admin to track specific statistics and track/modify user profiles. It should as allow the admin to change the site-wide additional fees for the two types of user transactions. Preferred Requirements: - Experience with developing payment processors - Experience with github - Experience with Rackspace cloud servers Please feel free to ask questions.