Reverse mortgage jobs
I am in need of an expert in Nodejs, nginx reverse proxy, and bash scripts for a personal project. This personal project is focused on web scraping. The successful candidate will be tasked with scraping product information, news articles, and social media data. Exemplary knowledge of proxifying requests through nginx and formatting bash scripts that interact with Nodejs applications is a requisite. Mandatory Skills and Experience: - Advanced proficiency in Nodejs - Extensive experience with nginx reverse proxy - Expertise in formatting bash scripts - Proven experience in web scraping, with emphasis on scraping product info, news articles, and social media data The ideal candidate must be able to present a portfolio demonstrating their competence in web scraping using te...
I am seeking ...seeking an assistant who has extensive knowledge and experience in the mortgage industry, along with an exceptional track record in the area of customer service. Key Job Requirements: - Past administrative work in the mortgage sector - Proficiency with mortgage processes and terminologies - Outstanding customer service skills Ideal Skills and Experience: - Proven experience as a mortgage broker admin - Mastery of customer service principles and practices - Familiarity with mortgage industry concepts, practices, and procedures This role calls for a professional that can jump right in without the need for extensive training. It's sophisticated, demanding, and rewarding - fit for an individual who knows the ins-and-outs of mortga...
...vehicles that have or will have the technologies described in the “Technology Description” section below. <Technology Description> This technology is a technique that uses light to draw on the road surface in the direction the car is moving. The light changes direction and color based on the direction the car is moving. For example, the light drawing appears white behind the car when the car is in reverse, and orange on the left rear side of the car when it is making a left turn. <<NOTICE>> The target car brands in this search are limited to Japan, US, and Chinese brands. <Requirements for Payment> ・Submit documentary evidence that clearly states the details of the subject product, the name of the company selling the product, and the company...
I need an experienced WordPress developer to build a real estate website similar to www.squareyards.com. It must have a clean, minimalist design. Key features to include: - Property search functionality - MLS integration - Mortgage calculator functionality - Property listing Page - Project page - Blog section Ideal candidates should have previous experience in real estate website development, strong knowledge of WordPress and the ability to adhere to design guidelines. Proven experience working with MLS and mortgage calculator integrations is a must. A keen familiarity with clean and minimalist web design principles is also preferred. Please include examples of similarly complex websites you've worked on in your proposal.
I have a physical part for a radio that I need to be 3D modeled for printing. The item is a simple part with b...relatively low. Key Requirements: - Create a 3D model suitable for 3D printing based on the physical part provided - Design should be simple with basic shapes, ensuring it's ready for printing - Provide the final design in a file format that is compatible with most 3D printers Skills and Experience: - Proficiency in 3D modeling software, particularly for 3D printing applications - Experience in reverse engineering or replicating physical parts into 3D models - Understanding of designing simple parts with basic shapes - Ability to deliver high-quality designs ready for 3D printing Please include any relevant portfolio items or previous experience in similar projec...
I’m looking for someone experienced in making accurate technical drawings that can be replicated in solidworks. You will have to either buy or I can provide you with the sharpener to take measurements of all it’s component's and then make a drawing of all its measurements. The sharpener is X-ACTO KS Manual Classroom Pencil Sharpener, Vacuum-Base
This task entails building a progressive reverse job board that incorporates vital features like profile creation and a real-time messaging system. Here are the specifics: 1. Profile Creation and Management: - Empower users to generate their profiles through an intuitive registration and login procedure. - Facilitate the input of personal data and professional skills during the profile creation process. - Enable continuous modification and updating of profiles for a tailored user experience. 2. Messaging System: - Embed a live messaging system to ensure instant and fluid communication. - Incorporate the capacity to attach files within the messaging system, enhancing data sharing. - Implement a feature that provides users with immediate alerts for new messages. The ideal candidate...
...dedicated Sales Development Rep with a proven track record in cold email marketing. As part of the role, you'd specifically be working with Instantly, so experience with this tool is a must. Responsibilities: - Primarily focus on cold email marketing to generate leads in the mortgage industry. - Ultimately, the main target is to get more appointments booked and loan applications. Ideal Skills and Experience: - Previous experience as a Sales Development Rep specializing in cold email marketing. - A strong understanding of the mortgage industry. - Proficiency in using Instantly. - Demonstrated ability to increase lead generation and improve conversion rates through cold email marketing. - Exceptional communication and persuasion skills. This is a full-time position, ...
As a mortgage brokerage, we're currently in search of a skilled and experienced lead generator who can help us to optimize our current methods. Our processes mainly involve online advertising and referrals. Preferred skills and experience: - Knowledge of Facebook Ads - Proficiency in creating compelling text-based content - Deep understanding of lead generation strategies Your task will primarily involve: - Enhancing our text-based advertising on Facebook - Finding new ways to capitalize on referrals - Exploring other innovative methods for online advertising Bid now if you're up to the challenge of improving our lead generation efforts. Let's grow together!
...categories: A) Abbreviation letters, B) The full word representations of those abbreviations. C) and comprehensive definitions elucidating the meaning and context of each abbreviation and its corresponding full word. Examples: 1) BTL - Buy-to-Let: A property investment strategy where the property is purchased with the intention of renting it out to tenants. 2) LTV - Loan-to-Value: The ratio of a mortgage loan amount to the appraised value or purchase price of a property, expressed as a percentage. 3) APR - Annual Percentage Rate: The annualised cost of borrowing, including interest rates and additional fees....
I need a skilled CAD designer to help me with a mechanical design project for a consumer product I am working on. - The primary use of the design will be for a consumer product, so a good eye for detail and understanding of user experience is crucial. - The project is to reverse engineer the pieces of the original product, so you must have experience working with existing pieces and replicating them in CAD. Ideal Skills: - Proficiency in CAD software. - Experience with mechanical design. - Experience in reverse engineering would be a plus. This is for a 3D print.
reverse proxy setup, make the website work using reverse proxy.
...3. Atmosphere and Ambiance: o Capture the atmosphere of the event, including crowd reactions and venue decor. o Highlight any entertainment or special features that contribute to the ambiance. 4. Branding and Recognition: o Display logos of sponsors or partners. o Highlight any awards, achievements, or acknowledgments. 5. Exit Shot: o Utilize the specified clip for the exit shot. o Create a reverse video effect to simulate walking out of the space. o Ensure the transition from the interior shots to the exit shot is visually smooth. 6. Logo Placement: o Add the provided logo animation at the end of the video. 7. Background Music: o Incorporate the provided background music to enhance the overall viewing experience. o Adjust the volume levels to complement the video's pace...
I'm in need of a specialist in Reverse Osmosis EDI (Electrodeionization) systems with a focus on medium flow rates for industrial applications. Key requirements include: - Experience with Reverse Osmosis EDI systems - Ability to design and install such systems based on particular industrial needs - Knowledge of best practices and standards for industrial water purification - Familiarity with the integration of EDI into Reverse Osmosis setups As I'm still in the process of determining specific requirements for this system, I'm looking for a proactive and experienced freelancer who can guide me through the process and help identify the best solutions for my industrial needs. If you've got a proven track record in this specific field and can provi...
As a project owner, I'm in need of a proficient backend developer chiefly for the deployment of a Python Django project. This includes: - Setting up server and database - Deploying the project using both Nginx reverse proxy and Apache - Enhancing backend performance The best candidate should offer rich experience in Python Django project deployment as well as server setup and optimization. There won't be any need for coordination with other teams or members. Hence, the ability to work independently is crucial. Please remember to include your relevant experience in your application.
...buyers navigating the UK mortgage industry. This book will serve mainly as a pathfinder assisting these individuals to navigate this complex sector with ease. Key Focus Areas: - Detailed explanation of the mortgage application process which will serve as a guide to first-time home buyers. - Intense elaboration on the various types of mortgages available in the UK, highlighting their differences, benefits and drawbacks. The perfect freelancer for this job is preferably someone with mortgage industry experience or a professional writer with extensive research skills. An understanding of the UK housing market is key to ensuring accuracy and usefulness of the book. Ultimately, the goal is to produce a clear, concise and practical guidebook that makes securing a m...
I have a proprietary program that was originally written in C# for Windows and I need a skilled coder to decompile it, incorporate some new features, and recompile it. The new feature...originally written in C# for Windows and I need a skilled coder to decompile it, incorporate some new features, and recompile it. The new features to be integrated are: - Paint Tool - Erase Tool - Selection Tool - Zoom in and out feature - Ability to resize the software windows The ideal freelancer for this job should have a strong understanding of C# and Windows programming. Proficiency in reverse-engineering and decompiling software is a huge plus. Strong communication skills are essential to ensure that the added features are seamlessly integrated into the software without compromising its func...
...content providers in the Accounting, financial services and mortgage broking circles. the supplied informational blog articles aimed at Sydney homebuyers looking into getting mortgages. 4. Ensuring the blog post gets maximum exposure to reach potential customers. 5. Create relevant backlinks and improve SEO on a monthly basis. The ideal candidate will also have the capability to boost our Weebly-hosted website's SEO through effective backlinks. Being familiar with the Australian housing market, The Mortgage Broking industry both especially in Sydney, would be an added advantage. This will help us drive our message home in the most appealing way possible. Your main target will be aspiring home buyers in Sydney seeking mortgage options. Expertise in content p...
I am in need of a reverse STL model of a basic animal figure, suitable for creating a medium-sized silicone mold. The final silicone mold should have a supporting structure as well. The project involves: - Creating of an STL file that is the negative of the specified animal figure - The negative should retain basic shapes and features only, without any high detail or fine textures - The final silicone mold should be designed to produce a medium-sized object, within the range of 6 to 12 inches Ideal skills and experience for this project include: - Proficiency in 3D modeling and specifically, the creation of STL files - Familiarity with the process of creating silicone molds, including considerations for the final product size - Attention to detail in replicating the animal figure ...
I need to creat...statistics about each ad in each group, errors, failed posting attempts with their causes, successful postings, of each ad in each group. - Regarding its operation with WhatsApp: - Ads must be posted through my normal WhatsApp account, they must appear as if I had posted them manually. - The bot must function as a client app, for WhatsApp, perhaps with some existing library and perhaps reverse engineering may be necessary to know how the WhatsApp protocol works and program it. No third-party paid services should be used. - A web tool must be created to assist in the authentication process to open the session when necessary to enter security codes or scan QR codes. Also, a simple web interface should be created to manage the ads. Any...
SIGER is a company that deals with the organization of events (corporate and private) we are open to any proposal we would like the letters "i" and "e" to be replaced by the numbers "1" and "3" (S1G3R) with a font that it was, however, very harmonious so that the numbers looked like letters in reverse.
...predictive modeling. Experience with real estate or housing markets would be a bonus. below are the project details: I'm in need of an experienced data analyst to help me with a project. There is an article on “the cost of homeownership soaring” on the front page of the Wall Street Journal today. It talks about home insurance premiums skyrocketing, and property taxes as well. You can’t deny that mortgage rates in the 7% range makes home ownership more expensive, but it doesn’t provide a fair look at the value of being a homeowner vs a renter. It is a one-sided article almost encouraging 1st time homebuyers to rent instead of make an investment when the reality is that homeownership historically has been one of (if not the best) investments in US ...
...website is to provide top-notch, customized nutrition analysis/guidance to our target audience. Key project requirements includes , but not limited to: - Aesthetically pleasing UI/UX design that aligns with the nutrition industry, and uniquely awesome with nutrition industry SEO integrated to rank top on google - A user-friendly interface that simplifies the meal plan creation process etc - AI reverse engineering of Nutrition Facts Label, Incorporation of dynamic features for detailed nutrition personalization - Seamless integration of e-commerce functionalities for future expansion - Ability to handle a wide range of dietary requirements Ideal candidates for this project should have demonstrable experience in but not limited to: - Designing and developing Cutting edge AI nutr...
As a client, my primary goal is to replicate the data processing functionality of an existing project. I look forward to working with professionals proficient in the field for this job for a perfect replication. Ideal Skills & Experience: - Strong understanding of data processing - Clear background in reverse engineering - Demonstrated ability to comprehend and replicate functionality of a project Focused Features: - Data processing features of the existing project are to be the benchmark for this role. Your responsibility includes analyzing the current project and understanding it's core processing features. Replicating the system's functionality is the focus and not its design or layout.
...their home automation systems. - Provide a user-friendly interface for managing connections and system settings. Key Features: 1. **Real-Time Communication**: Implement WebSockets or similar technology to ensure real-time interaction between the cloud service and the nrjhub hardware. 2. **Secure Tunneling**: Use tools like ngrok, localtunnel, or develop a custom solution using frp (Fast Reverse Proxy) to create secure tunnels from the nrjhub hardware to the cloud server. 3. **Authentication System**: Develop an authentication mechanism using OAuth 2.0/OpenID Connect with a robust identity provider like Keycloak or ORY Hydra. 4. **User Interface**: Design and develop a responsive web application and optionally a mobile app using technologies such as React, Angular, React N...
I need support in cleaning and organizing a dataset. - You should be proficient in Python. - Experience with data cleaning and manipulation. - Familiarity with data analysis would be an added advantage. Part A: Advanced Data Analysis Load '' into Jupyter or Colab. Compute ...save as corr_matrix. Sort and display correlation of all attributes with 'number_of_reviews'. Visualize with Seaborn's heatmap for corr_matrix and pandas' scatter_matrix for 'number_of_reviews', 'reviews_per_month', 'availability_365'. Part B: PCA with MNIST Dataset Discuss motivations and drawbacks of reducing dimensionality, including the curse of dimensionality. Explain if and how you can reverse PCA. Apply PCA on MNIST with a 95% explained varia...
...a standalone embedded link. I prefer to use script tag as embedded link. For instance, if any users use my 'embedded' link, the chatbot should pop up wherever they paste the link. How can I achieve this? I have already hosted my chatbot, additionally if they visit my URL the codebase should not be exposed it should be look like an 'production build' where people or clients should not able to reverse engineer and reuse my codebase. My Folder Structure: Chatbot_Version_1.0.0 ├── assets │ ├── css │ │ ├── custom_css │ │ │ └── chatbot │ │ │ └── │ │ └── │ ├── img │ │ ├── chatbot │ │ │ └── │ │ └── preloader │ │ └── │ ├── js │ │ ├── custom_js │ │ │ └── chatbot │ │ │ └── chatbot
I'm seeking a talented graphic designer to create a logo for a new business called "Berty Beetle Cleaning Co". The logo will be primarily used to establish brand identity, so it must be distinctive and memorable. The logo will sit on the back of uniform T-shirts. It will need to have a...need to have a cartoon or stylisied beetle in the logo. All logo's that are just words will be deleted. We do commercial (industrial building) cleaning so housewives, dusters and brooms are not appropriate. Please note that AI logo's frequently have spelling mistakes and do not look like either beetles or anything else. I am looking for a graphic designer, not an AI requester. All logos will be reverse searched to ensure originality and right of contestant to sell. ALL LO...
Smart and Secure Point of Sale Framework with Threat Modeling and Formal Verification Existing PoS (Point of Sale) based payment frameworks are vulnerable as the Payment Application’s integrity in the smart phone and PoS are compromised, vulnerable to reverse engineering attacks. In addition to these existing PoS (Point of Sale) based payment frameworks do not perform point-to-point encryption and do not ensure communication security. We propose a Smart and Secure PoS (SSPoS) Framework which overcomes these attacks. Our proposed SSPoS framework ensures point-to-point encryption (P2PE), Application hardening and Application wrapping. SSPoS framework overcomes repackaging attacks. SSPoS framework has very less communication and computation cost. SSPoS framework also addresses H...
As a bustling Mortgage company, I'm searching for a dedicated bilingual virtual sales assistant. Must speak English and Spanish fluently. They would be responsible to manage various tasks: - Generating leads: I am particularly interested in someone who can bring in fresh leads and turn them into sales prospects and scheduled appointments. - CRM and Social Media Management: Keeping our CRM system up-to-date is paramount. The ideal candidate will efficiently manage contact details, client communications, and sales leads. Post new social media content daily. - Outbound Sales: A significant part of the role is nurturing leads. Through making outbound calls, follow-ups, sending texts, and emailing flyers and informative details, you'll keep our potential clients engaged and ...
I have a need for a meticulous researcher who can work effectively with IDA Pro. The goal is to retrieve lost source code originally written in Delphi XE. An adept understanding of both IDA Pro and Delphi is crucial for this task. Key Skills & Experience: - Proficiency with IDA Pro - Extensive knowledge of c++ programming language - Proven experience in software reverse engineering Your primary focus will be to detect, analyze, and retrieve the lost code. Attention to detail and problem-solving skills are of immense importance for this project. I am looking forward to proposals/responses describing your relevant experience and plan of action for this task.
We urgently need a freelancer experienced in sales and customer service via text messaging to nurture our individual consumer conversations into sales conversions for our mortgage products. Key responsibilities: - Managing ongoing text conversations - Converting prospects into sales - Providing an overview of the application process in the follow-up text messages The ideal candidate will have: - Proven experience in customer relations and sales via text messaging - Solid knowledge of mortgage products - Ability to provide excellent customer service - Capacity to deliver on-target results for sales conversion goals. Please, only professionals with sales experience and a strong English skills as well as aggressive long term follow up apply. Compensation will be resul...
I am creating a mortgage company that focusses on helping couples refinance their house when they get a divorce. The company is called "Hera Mortgage" named after Hera, the greek goddess of both marriage and divorce. While the name and brand would tend to be feminine, I would like it to also be powerful and masculine as well (a balance). I think a powerful gold color would work well. I think the actual image for the logo should be centered around the goddess Hera's headwear. I am attaching images of Hera, lets not use her image, but stick solely with the headwear as the main logo image. I am thinking if we could somehow subliminally incorporate an "H" and an "M" in the headwear for Hera Mortgage that would be awesome. I am ...
... ? React for the frontend. ? Using TypeScript, hooks, Vite, and other parts of a modern frontend stack. ? Chakra UI for the frontend components. ? An automatically generated frontend client. ? Dark mode support. ? Docker Compose for development and production. ? Secure password hashing by default. ? JWT token authentication. ? Email based password recovery. ✅ Tests with Pytest. ? Traefik as a reverse proxy / load balancer. ? Deployment instructions using Docker Compose, including how to set up a frontend Traefik proxy to handle automatic HTTPS certificates. ? CI (continuous integration) and CD (continuous deployment) based on GitHub Actions....
I require an experienced DevOps or systems administrator to set up an NGINX reverse proxy. The implementation needs to focus on: - Load balancing and improving security as core priorities. - Working with the web server and application server that are functioning behind the NGINX reverse proxy. The specific configurations needed for the NGINX reverse proxy to function correctly are: - URL rewriting to direct clients to different parts of your server - HTTP headers manipulation to control the behavior of web servers and application server behind the proxy. The ideal freelancer for this project is someone who is experienced in setting up and customizing NGINX reverse proxies, and has a good understanding of how to work with web and application servers. Expertis...
I'm in need of a real estate website with a unique twist: a built-in mortgage calculator. The primary purpose of my website is to serve as a real estate hub, showcasing a diverse and attractive range of properties, however, I'd like the site to also feature an interactive mortgage calculator. While I haven't specified a specific function for the mortgage calculator, I expect it to be user-friendly and accurate, adhering to the current industry standards. Ideal Skills and Experience: - Proven website design and development experience - Familiarity with real estate industry - Experience implementing financial calculators into websites - Strong understanding of user experience and site functionality requirements - Attention to details and creative proble...
I am looking to create an engaging eBook focused on the topic of home loans. It will serve as a comprehensive guide, with particular emphasis on: - Finding the best interest rates - The loan application process - Eligibility criteria - Tips on paying off a mortgage sooner The strategies will include making additional payments each month, refinancing and switching to a bi-weekly payment schedule. Ideal candidates for this project are experienced in eBook design, while knowledge in financial literacy, especially in home loans, is of great advantage. Applicants should be able to combine textual content and visual elements effectively to create an engaging, user-friendly resource.
...The primary goal of these animations is to showcase the various features and benefits of our product in an engaging and compelling way. For some context: Our platform: We use AI to eradicate mental health issues by providing a gamified environment to grow yourself and elevate your self awareness and emotional intelligence. One of our approaches is to use AI to prevent and reverse disease, from your emotional patterns we can tell you what potential diseases may be in the making, we can also tell you the psychological root cause of a symptom/disease. I have attached a .MP4 that shows the style, texture, and approach we will require. I want to work with someone creative, a bonus if you are able to expand outside you comfort zone and create mesmerizing and ground breaking
should be able to know how to reverse a string as well as other different coding challenges such as anagrams, etc.
I'm looking for a sales agent based in Melbourne to help sell virtual staff services to mortgage brokers. You will be required to contact mortgage brokers, book appointments and visit their offices and do a presentation showcasing benefits of using our virtual employees. You will be paid a commission on each sale. Target is to close minimum 4 sales a week but sky is the limit The ideal candidate should have: - understanding of mortage broking business (not mandatory) - Knowledge and understanding of closing a sale. - Excellent communication skills; capable of explaining complex concepts in simple, understandable terms - An established network of business contacts in Melbourne would be highly advantageous This is a great opportunity for someone who understands the pote...
As a mortgage lending company, we're looking for an outstanding freelancer skilled in lead generation. Your role will encompass reaching out to homebuyers, real estate investors, and those seeking to refinance. We require specific details from these leads: - Contact information - Desired loan amount - Credit score range - Income details Your skills in lead generation within the mortgage industry will be highly valued. Further, your experience and understanding of our target audience - homebuyers, real estate investors, and refinance seekers, will set you apart. We're excited to work with someone who will bring their strategic approach, alongside their skills with various lead generation tools and platforms, to maximize our goals in this project.
...the management of advertisements for hosts and to make the search and booking of accommodations an intuitive and enjoyable process for guests. The application must provide advanced features for both user groups, ensuring security and ease of use. 3. Specific Requirements 3.1 Features for Hosts: - Creation of advertisements with complete details: address (using google maps API for location, Reverse geocoding), capacity, number of rooms/beds/bathrooms, images, title, description and refund amount. - Hosts are able to add, edit, or delete advertisements. - Calendar to view and manage availability and see your check-in and check-out appointments. - Viewing bookings and managing cancellations. 3.2 Features for Guests: - Advanced search of advertisements with filters (Where - Loc...
I require assistance with saving my parents' family home in Ireland, through a series of unfortunate occurances I am left in a very bad, life altering situation. I am caught up with the mortgage payments currently, but it's a significant financial burden that I've undertaken and I’m struggling to cope and continue on, I intend to raise $190,000 via crowdfunding if people would be willing to help me. Perhaps negotiate with the crowdfunder expert a percentage of the funds raised. Proof of the debt etc is available. The funds will be fully directed to quickly settle the mortgage sum. Ideal backers for this endeavor are: - Individuals with experience in successful crowdfunding campaigns, especially property-related. - Those with a heart for family and empa...
...Constructing informative articles on the mortgage application process, helping buyers understand what to expect, how to prepare, and key terms they'll encounter. - Developing content that explains home buying terminologies, ensuring that first-time buyers are not lost in translation during the home buying journey. - Offering expert advice and tips on choosing a first home, including factors to consider, common mistakes to avoid, and how to identify potential red flags. The ideal candidate for this project will have a strong background in real estate and a knack for translating complex concepts into engaging, shareable content that resonates with first-time buyers. A keen understanding of the home buying process is essential, as is in-depth knowledge of mortgage appli...
Aiming to accumulate funds to settle a $190,000 mortgage (gbp£154,000) through a death and series of events, impending on my beloved parents' house. I’m struggling to cope and continue and as last resort I'm in need of a well-versed crowdfunding expert. Depending on our initial success, we might consider making this an ongoing project. Ideal Candidate: - Adept in crowdfunding mechanics, preferably with experience in personal debt campaigns. - Familiar with the best platforms and practices for maximum engagement and donation generation. - Visionary thinker to provide strategies on sustaining possible long-term campaigns. Your ultimate goal would be to help me put an end to my parents' mortgage anxieties through a successful crowdfunding campaign. ...
I am in search of a professional capable of reverse engineering a website with a specific focus on finding out the structure of a URL and then modifying parameters to do what we need. Ideal Skills/profile: - Experience in reverse engineering websites - Expertise in URL modifications or structuring - Knowledgeable about database structure - Skills in frontend design In your application, please only apply if you can demonstrate your experience pertaining to reverse engineering and URL modification. Specific examples of your past work in this field will be highly valuable, although not mandatory. I look forward to collaborating with you on this challenging project.
I am seeking an expert who can reverse engineer an APK file. the main idea is to know how to call the API from Postman as the API request has signature and the response is encrypted. the signature and the decryption happen inside the APK APK Link: This APK is coded in Java and your primary task will be to decipher the APK's code structure for a comprehensive understanding. Note that documentation is not required after reverse engineering. Experience in Java and advanced reverse engineering techniques are primary skills that you should possess. Good communication will be an important advantage because I might need to understand complex operations during the process. Thanks for considering this project.
...It is structured into four main parts: Data-preprocessing: This section emphasizes understanding the impact of borrower income on credit risk, analyzing income trends over time by state, and identifying growth rates. The qualitative discussion on income's role sets the stage for quantitative analysis, including data description, time series plotting, and the integration of these insights into mortgage data. PD Modelling: Two models are developed to estimate the probability of default (PD) — a basic model using FICO scores and loan-to-value (LTV) ratios, and an enhanced model incorporating state-level income growth. This step involves calculating PDs, visualizing trends over time, and comparing the accuracy of both models to assess the added value of including economi...
